The American Express Centurion Card aka the Black American Express card is literally the most exclusive charge card in the world. One needs to spend over $250,000 a year, meet net worth requirements and have impeccable credit in order to be eligible for it. The initiation fee is $7,500, and you need to pay $2,500 a year to keep the card. The price for exclusivity is certainly not cheap.
Recently, a rich friend of mine received his new card in the mail and invited me over to unbox it.